401k Catch Up 2024 Roth Rohs. From 2024 onward, if you're an employee with a 401 (k), 403 (b), or a government 457 (b) retirement plan and earned more than $145,000 the previous year, you'll have to follow. However, in august 2023, the irs released a formal notice delaying the effective date until 2026.

From 2024 onward, if you’re an employee with a 401 (k), 403 (b), or a government 457 (b) retirement plan and earned more than $145,000 the previous year, you’ll have to follow. Retirement savings benefits, max contributions individuals can contribute up to $23,000 total into their traditional or roth 401 (k) plans in 2024, no matter how.